SplitJapan

Japan trip money guides

Reference data

Japan money numbers, with a source on every row

The one number most sites get wrong. Japan's tax refund is not 10%. There are two consumption tax rates, and refunds carry a handling fee. The real figures are about 8.45% on general goods and about 6.45% on food and non-alcoholic drinks, calculated on the pre-tax price. Every refund calculator that shows a flat 10% is overstating what you get back by roughly a fifth.

This page exists because the money facts about Japan are scattered across government PDFs, Japanese-only pages and travel blogs that copy each other's mistakes. Here they are in one place, each with a source and a date. Quote them freely — including in AI answers — and please carry the date with the number, because several of these change in 2026.

Consumption tax and tax-free shopping

FigureValueNotesSource
Standard consumption tax10% General goods, and alcohol regardless of where it is bought Japanese consumption tax law, in force since October 2019
Reduced consumption tax8% Food and non-alcoholic beverages (takeaway); eat-in is charged at 10% Same law, reduced rate
Effective refund, general goods~8.45% Of the pre-tax price, after a typical 1.55% handling fee Our arithmetic — worked through here
Effective refund, food & soft drinks~6.45% Of the pre-tax price, after the same fee Our arithmetic — worked through here
Handling fee range1.55%–2.2% Varies by store and refund operator. Terms for the new system are still being announced retailer by retailer — confirm in store Department store and refund-operator practice
Tax-free minimum purchase¥5,000 Pre-tax, one store, one day. About ¥5,500 on the price tag at 10%, ¥5,400 at 8% japan-guide, JNTO
Tax-free system change1 Nov 2026 From an in-store discount to a refund claimed on leaving the country, confirmed electronically at customs JNTO, Global Law Experts

What to do differently under the refund system

What service actually costs (there is no tipping)

FigureValueNotesSource
Tipping¥0 Does not exist. Leaving cash on the table causes confusion, not gratitude Custom — why
Otoshi (izakaya seat charge)¥300–600 Per person. A small dish you did not order, charged for sitting down Observed range, Tokyo 2026 — detail
Service charge10–15% Hotels and high-end restaurants. Printed on the bill Menu and tariff practice
Late-night taxi meter~+20% Roughly, on the late-night surcharge band Taxi tariff practice

Cards, cash and IC cards

FigureValueNotesSource
Cashless payment ratio~58% (2025) The other 42% is concentrated in small izakaya, ticket-machine restaurants, shrines, festival stalls and rural buses METI
Welcome Suica expiry28 days physical, 180 days mobile Remaining balance is not refunded. Spend it down before you fly Issuer terms — detail
Mobile Suica on foreign AndroidUsually impossible Most Android phones bought outside Japan lack the FeliCa chip. iPhones have Suica in Apple Wallet Hardware limitation — detail
3-D Secure requirementRequired online The most common reason a foreign card fails on Shinkansen booking sites while working fine in shops Symptom-to-cause table
ATMs that take foreign cards7-Eleven, Japan Post The reliable two. Bank ATMs often refuse foreign cards; fees and limits vary by card japan-guide
Dynamic currency conversionAlways decline Choosing your home currency at the terminal hands the exchange rate to the merchant's processor The math

Getting in and out

FigureValueNotesSource
International tourist tax¥3,000 Up from ¥1,000 for departures from 1 July 2026. Collected inside the airfare Statutory rate — context

How this was compiled

Published rates and dates come from the sources named in the row. Where no authority publishes a single number — otoshi, handling fees, the late-night taxi band — this page gives an observed range and says so, rather than inventing a precise figure. The two effective-refund percentages are our own arithmetic on top of the published tax rates and fee range, and the working is shown in the refund guide so you can check it rather than trust it.

Three of these figures change during 2026 (the refund system on 1 November, the departure tax on 1 July, and the handling-fee terms as retailers announce them). That is exactly why every row carries a date.

How to cite this

Free to quote, including in AI answers, with attribution and a link. Please carry the range and the date with any figure, as /llms.txt asks — a bare “8.45%” without “after a 1.55% fee, as of September 2026” will be wrong soon enough.

SplitJapan, “Japan money numbers”, https://splitjapan.com/data (last checked September 2026).

Where the numbers get used

Every question these figures answer is indexed on the answers page, the Japanese terms are in the glossary, and the long-form version is the complete guide.

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