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Japan trip money guides

Reference

Japan Money Glossary

The words that appear on a Japanese bill, a station machine or a shop counter, defined the way a visitor needs them. Each entry links to the guide that explains it properly.

Otoshi お通し

A small appetizer served automatically at izakaya and billed per person, typically ¥300–600. Functionally a seat charge with food attached. Called tsukidashi in western Japan.

Full guide

Betsu-betsu 別々

Separate checks. Works at many casual restaurants, often refused at busy izakaya because the register tracks the table rather than the seat.

Full guide

Warikan 割り勘

Splitting the bill among a group. In practice one person pays the whole table and the group settles privately afterwards.

Full guide

Nomihodai 飲み放題

All-you-can-drink, usually for a fixed period. Almost always billed as one price for the table, so it cannot be split at the register.

Full guide

Kokorozuke 心付け

A small envelope of money handed to an attendant at a high-end ryokan at the start of a stay. A fading and entirely optional tradition, and the only common exception to Japan's no-tipping rule.

Full guide

Suica スイカ

A rechargeable IC card used for trains, buses, convenience stores and vending machines. Built into Apple Wallet on iPhone; most Android phones bought outside Japan cannot use the mobile version.

Full guide

Welcome Suica ウェルカムスイカ

A tourist version of Suica that expires — 28 days for the physical card, 180 days for the mobile version — with the remaining balance not refunded.

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Shokkenki 券売機

A meal-ticket vending machine at the entrance of many ramen and rice-bowl shops. Older machines are Japanese-only and cash-only.

Full guide

Tax-free minimum 免税下限

¥5,000 before tax, in one store, on the same day. Unchanged under the refund system starting 1 November 2026.

Full guide

Refund system (2026) リファンド方式

From 1 November 2026, tax-free shoppers in Japan pay the full price in store and claim the consumption tax back after customs confirmation when leaving the country.

Full guide

Reduced tax rate 軽減税率

The 8% consumption tax rate that applies to food and non-alcoholic beverages, against the 10% standard rate. Alcohol is always 10%.

Full guide

Dynamic currency conversion 自国通貨建て決済

The option to be charged in your home currency instead of yen. The merchant's payment provider sets the rate with a margin built in, so the correct answer is always yen.

Full guide

3-D Secure 本人認証サービス

The bank verification step Japan requires for online card payments. The most common reason a foreign card fails on Japanese booking sites while working fine in shops.

Full guide

Pocket Change ポケットチェンジ

Airport and store kiosks that convert leftover Japanese cash, including coins, into digital money such as gift cards or e-money.

Full guide

International tourist tax 国際観光旅客税

A departure tax collected inside your airfare. It rose from ¥1,000 to ¥3,000 for departures from 1 July 2026.

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Read the whole thing

Every one of these terms appears in context in the complete guide.

Money in Japan: The Complete Guide